Attention homeowners in Charleston and Charleston County: Need an appraisal?

Here are the top 7 reasons South Carolina homeowners order from CRS Appraisals:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. To challenge a property tax assessment in South Carolina
  3. To lower their monthly mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a divorce in the state of South Carolina, where property needs to be divided
  7. Settle an estate in South Carolina by determining the true market value of a property
Do you own a house in or near Charleston? Do you need help determining the value of your real estate? Contact CRS Appraisals.

We at CRS Appraisals understand the individual needs of a consumer after appraisal services. Our customary business clients are used to the appraisal process and the usual reporting formats. As our client, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at CRS Appraisals, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value conclusion than yours.

Challenge Tax Assessment

If you live in an area that is going down or is not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. An expert appraisal from CRS Appraisals is your strongest weapon when contesting your property tax assessment.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping folks just like you remove unwanted and unneeded PMI insurance.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow point of view. An appraisal from CRS Appraisals can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for efficiency? CRS Appraisals offers field reviews where we go out and check the subject and comparables. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have in your possession. Although most appraisal reviews are requested by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are wise to get a second opinion.